Car Title Loans in Concord

Car title Loan FAQ

Is a car title loan expensive?

Some companies are expensive and others actually want your business. Our interest rate is 7.5% per month for loans over $5K and 8% per month for loans under $5K.  

Do I have to repay this a month later?

No. We give you between 2 and 3 years to pay the loan but you could pay it off at anytime.

If I pay it off in a couple months, is there a fee?

No. We have no penalty for pre-payment of the loan.

How do you determine the loan amount?

Several factors including what you can actually afford. The biggest thing we use is your cars value. We look to see what the current wholesale value is and loan you a portion of that amount. This is known as "loan to value" and we have one of the highest in California. You do not have to borrow the full amount we approve you for, but you could.

How fast can I get cash? I need the money now!

Most people wait until the last minute before applying. We encourage you to apply now because you will have to send us information via fax or email. If you need same day funding this is available but the normal time takes a day.